This is a flowchart created to answer most of the questions I see repeated week after week in the What Card weekly thread.It has been updated as of 4/19/2018.An image of the flowchart is available here!And an HTML version of the flowchart is available here!(The HTML version is best viewed in Google Chrome.)To summarize: this flowchart offers a general, subjective guide to which credit cards to get in what order to maximize your overall churning profits, whether you under 5/24 and chasing the SW companion pass, or over 5/24 and chasing cashback, or even a student brand new to the churning game and a few things inbetween, though it is geared towards helping new and new ish churners plan out applications, not those of you who are LOL/24 (but maybe you find something useful in it too?).It also attempts to answer the questions that I see come up most often in What Card Wednesday, in order to, I (selfishly) hope, decrease the amount of typing I do every week in that thread.This flowchart obviously won cover every situation, and it doesn take into consideration reaching a specific destination; the advice here aims to maximize your points and miles in general (particularly flexible points) with an eye toward travel, especially international F and J travel. But, to repeat, this is a general (and subjective) guide, not absolute truth.This flowchart is also not a replacement for reading the wiki and the other excellent guides in the sidebar https://www.replicabagonline.com , though it does attempt to distill the most important and oft asked topics concerning credit card recommendations and application strategies.I will update the flowchart in this post occasionally (by editing this post), as new cards enter the market and old ones are discontinued, but the flowchart will not be updated to reflect every temporarily increased sign up bonus.Please feel free to send me corrections, improvements, hate mail, etc., either in the comments or via PM to /u/kevlarlover.My thanks to /u/goatfresh for making the flowchart easier on the eyes and to /u/caedin8 for turning me onto Amazon S3 for hosting.About.85 to 1.25 depending how you use them. I think its real value to me is covering more forms of travel than Uber does eg commuter costs plus the regular airline credits.
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