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wholesale jerseys from china At present, banks use Marginal Cost based Lending Rate (MCLR) to arrive at their lending rate. Prior to this, it was the Base Rate method and the Benchmark Prime Lending Rate (BPLR). These were all internal benchmarks. Teacher Tommy Taylor and his pupils having fun (Image: Ken McKissock)Get the biggest daily stories by emailSubscribe We will use your email address only for the purpose of sending you newsletters. Please see ourPrivacy Noticefor details of your data protection rightsThank you for subscribingWe have more newslettersShow meSee our privacy noticeCould not subscribe, try again laterInvalid EmailReinventing the wheel is one thing but how about reinventing the way a school classroom works?That is exactly what Ayr Grammar teacher Tommy Taylor intends to do with his unique bouncing classroom idea.It would involve all the hard seats being removed from a classroom being replaced by large exercise balls.He came up with the idea after he was injured in a car accident and his physio recommended using these balls.The qualified hypnotherapist then thought about how it could help his class and started researching it finding out that a number of countries around the world use this as standard practice in a number of schools.Tommy, 37, told the Post: “I am a great believer that primary school is for having fun.South Ayrshire schoolchildren will take centre stage at Ayr Christmas light switch on”I don’t think that kids should be sitting down all the time reading books.”The research I have done shows that it definitely raises attainment of pupils.”Tommy, who is his second year of teaching at Ayr Grammar, tried it with his P4 class last year after he put it forward to them.The pupils wanted it too so they held debates and drafted up their ideas to head teacher Gail Gilbert. Tommy said: “Gail was all for it, so I decided to get it all set up.”It was 120 for the full set for a class, and the parent council kindly donated 60 and I footed the bill for the rest.”I then did a three week analysis on six pupils.”One was high performing across all areas and over this analysis their skills uplifted by 10%.”Even more impressive was a pupil who was ‘on task’ 4% of the time but after using these balls it rose to an incredible 52%.”Annette Coburn who is a lecturer at University of the West of Scotland seems really keen on it and I am meeting with her to discuss it.”The hope for me is that it becomes standard practice and, who knows, maybe even in everyone’s work office.”Read MoreMore from the Ayrshire PostNewsallMost ReadMost RecentYouTubeThe vinegar used in fish and chips shops isn’t cheap nfl merchandise really vinegarYou might think twice about getting vinegar with your fish supper next time.PolicePolice Scotland slam ‘rubbernecker’ driver who filmed M8 crash scene on phoneA passing driver took out their mobile to film the aftermath of the smash and they have now been reported to the procurator fiscal.GlasgowHorrifying video shows rats scurrying around Glasgow street in broad daylightThe shock footage was shot in Garnethill and a local Neighbourhood Watch co ordinator says the vermin problem is getting out of control.GlasgowBoss of Glasgow curry house visited by Hollywood A listers dies after strokeAbdul Sattar’s Cafe India won ‘Best Curry in Britain’ nine times and attracted customers like George Clooney and Keanu Reeves wholesale jerseys from china.